Our Location
GEOSYS IT Solutions
Trivandrum, India
Complete Gold Loan Management Solution
Streamline Your
Operations
With SPECTRA
Transform your gold loan business with our comprehensive management software. From customer onboarding to auction management, SPECTRA automates every aspect of your gold loan lifecycle.
50+
Trusted by 50+ gold loan companies across India managing ₹1000+ Crore loan portfolio
10+ Years Excellence
Industry expertise
50+ Active Clients
Trusted partners
₹1000+ Crore
Loan portfolio managed
99.9% Uptime
Reliable service
Complete Gold Loan Management Platform
SPECTRA is a comprehensive gold loan management software designed specifically for NBFCs, banks, and gold loan companies. Our platform automates the entire gold loan lifecycle from customer onboarding to auction management.
- Customer Management & KYC
- Gold Valuation & Purity Check
- Loan Processing & Disbursement
- Interest Calculation & Repayment
- Auction Management System
- Real-time Reporting & Analytics
Rajesh Mehta
CEO & Founder
24/7 Support Available
+91 1800 123 4567
10+ Years
Of experience in gold loan software
Powerful Features
Everything you need to manage your gold loan business efficiently
Complete Loan Lifecycle Management
From loan application to closure, SPECTRA handles every step with precision and compliance.
- Automated loan eligibility calculation based on gold value
- Flexible interest rates and repayment schedules
- Real-time loan tracking with SMS/Email notifications
- Automatic EMI generation and penalty calculation
Customer Self-Service Portal
Empower your customers with 24/7 access to their loan accounts.
- Online loan application and tracking
- Download account statements and payment receipts
- Make payments online via multiple payment gateways
- Schedule loan closure and get instant gold release
Integrated Auction Management
- Automated auction scheduling for overdue loans
- Online bidding platform for registered buyers
- Transparent bidding process with audit trail
- Complete documentation and legal compliance
Manage delinquent loans efficiently with our integrated auction management system.
Secure & Compliant
Fully compliant with RBI guidelines and gold loan regulations. Bank-grade security for all transactions.
Mobile Ready
Responsive design works on any device. Mobile app for field officers and branch managers.
Cloud Based
Access from anywhere, automatic backups, and real-time synchronization across all branches.
Analytics Dashboard
Real-time insights with customizable dashboards and 50+ pre-built reports.
Our Services
Comprehensive solutions tailored for gold loan businesses
Gold Loan Origination
Complete loan origination system with customer KYC, gold valuation, loan approval workflow, and instant disbursement processing.
Learn MoreInterest & Repayment Management
Automated interest calculation, flexible repayment schedules, overdue tracking, and penalty management.
Learn MoreGold Inventory Management
Track gold ornaments, store location, insurance details, and audit trail for all gold movements.
Learn MoreReporting & Analytics
Advanced analytics with real-time dashboards, portfolio health reports, and regulatory compliance reports.
Learn MoreSimple Pricing
Choose the plan that fits your business needs
Starter
₹
9,999
/ month
Perfect for small gold loan businesses and single branch operations.
Features Included:
- Up to 500 active loans
- Single branch support
- Basic reporting
- Email support
Most Popular
Professional
₹
19,999
/ month
Ideal for growing businesses with multiple branches.
Features Included:
- Unlimited loans
- Up to 5 branches
- Advanced analytics
- Priority support
- Customer portal
Enterprise
₹
Custom
For large NBFCs and financial institutions with complex needs.
Features Included:
- Unlimited branches
- Custom feature development
- Dedicated account manager
- API integration
- 24/7 phone support
Get In Touch
Ready to transform your gold loan business? Contact us today.
Contact Info
Have questions? Our team is here to help you understand how SPECTRA can benefit your business.
Phone Number
+91 1800 123 4567
+91 22 1234 5678
Email Address
info@spectra.com
sales@spectra.com
Request a Demo
Fill out the form and our team will schedule a personalized demo for you.